Accounts

Accounts are used to receive, store, and manage funds.

Balances

An Account can hold more than one balance at a time. The Account lists them in accountDetails.balancesV2, one entry per asset: a stablecoin on a blockchain, such as USDC on Polygon, or a fiat currency, such as USD.

An Account holds more than one balance when:

• Payers send different stablecoins. A payer who sends USDT to the Account's wallet adds a USDT balance next to its USDC balance. USDT is available on request; see Supported Tokens.
• The Account keeps fiat. With the holdInFiat settlement strategy, USD payins stay as a USD balance, next to the Account's stablecoin balances. Only USD can be held this way.

Payin methods

Each Account has both a wallet address and a set of payin methods, which are the ways you can pay into (fund) the Account. The currently supported payin methods are:

1. Digital wallet: a unique blockchain wallet address for receiving stablecoins.
2. USD: unique named USD bank account details to receive domestic ACH and Wire transfers.
3. EUR: unique IBAN number for receiving SEPA instant EUR transfers.
4. COP: a generated PSE or Nequi link for receiving funds in COP.
5. BRL: unique PIX BR Code for receiving PIX transfers
6. MXN: unique CLABE for receiving SPEI transfers