Individual KYC Requirements

This page is the field-level reference for every attestation that may appear on an individual compliance review. For the end-to-end flow (creating a review, uploading documents, submitting, polling status) see Compliance Reviews.

Each section below is one attestation. The header states whether the attestation is REQUIRED or CONDITIONALLY REQUIRED, the conditional sections lead with what triggers the requirement, and every section ends with a table describing each field — its JSON name, type, whether it is required or optional, and any input limits enforced by the API.

The requiredAttestations array on the review you create reflects the same rules described here. If the API response and this guide ever disagree, trust the API.

Tier overview

---

Light tier

individualPersonalInfoLight — REQUIRED

The single attestation required for the LIGHT KYC tier. Captures name, date of birth, optional nationality, phone number, and residential address.

---

Standard tier

individualPersonalInfo — REQUIRED

Personal-identity fields for the STANDARD KYC tier. Unlike the light variant, nationality is required and a politically-exposed-person flag must be declared.

individualContactInfo — REQUIRED

Email and phone number used for compliance correspondence.

individualResidentialAddress — REQUIRED

Residential address. The country supplied here drives the conditional requirements for individualProofOfAddress, individualEeaInfo and individualSelfiePhoto (see below).

individualIdentityDocument — REQUIRED

Government-issued identity document. The governmentId field accepts 28 document types — see Government ID object.

individualFinancialInfo — REQUIRED

Source-of-funds, employment, occupation, expected volume, and currency mix. The monthlyUsdVolume value supplied here drives the conditional requirement for individualSourceOfFunds (see below).

individualTaxInfo — REQUIRED

Tax identification number and type.

individualProofOfAddress — CONDITIONALLY REQUIRED

Required when individualResidentialAddress.address.country is in the European Economic Area (EEA) or the United Kingdom, or when individualFinancialInfo.transactionCurrencies includes EUR. The EEA covers all EU member states plus Iceland, Liechtenstein and Norway. Otherwise, this attestation may be omitted.

One or more uploaded proof-of-address document references. Upload each file via the Generate Upload URL endpoint first and reference the returned documentId here.

individualSourceOfFunds — CONDITIONALLY REQUIRED

Required when individualFinancialInfo.monthlyUsdVolume is any value other than RANGE_0_4999 (i.e. the applicant expects to move ≥ $5,000 USD per month). For volumes below $5,000/month this attestation may be omitted.

One or more uploaded source-of-funds document references. Upload each file via the Generate Upload URL endpoint first and reference the returned documentId here.

individualEeaInfo — CONDITIONALLY REQUIRED

Required when individualResidentialAddress.address.country is in the EEA (not the UK). Otherwise, this attestation may be omitted.

individualSelfiePhoto — CONDITIONALLY REQUIRED

Required when individualResidentialAddress.address.country is AR (Argentina). Otherwise, this attestation may be omitted. Upload the photo via the Generate Upload URL endpoint first.

---

Shared objects

Name object

Used by individualPersonalInfo and individualPersonalInfoLight.

Address object

Used wherever a residentialAddress or address field appears. PO boxes are not accepted.

Government ID object

The governmentId field on individualIdentityDocument accepts 28 document types. Every document type shares the same base shape; only the ID-number field and the document-reference field(s) differ by document type.

Common shape across every document type:

Single-sided variants (one documentId field): passport, internalPassport, travelDocument, citizenshipCertificate, panCard, nbiClearance.

Double-sided variants (front + back documentId fields): driverLicense, nationalId, stateId, passportCard, permanentResidenceCard, visa, residencePermit, voterId, healthInsuranceCard, workPermit, consularId, foreignId, myNumberCard, longTermPass, ofwId, postalId, sssId, umid, municipalId, tribalId, keypassId, cnh (Brazilian driver's license; the back image is optional).

For the complete per-variant schema (exact field names, country examples, etc.) see the IndividualIdentityDocumentAttestation entry in the API reference.