Individual KYC Requirements

This page is the field-level reference for every attestation that may appear on an individual compliance review. For the end-to-end flow (creating a review, uploading documents, submitting, polling status) see the Individual Compliance Review guide.

Each section below is one attestation. The header states whether the attestation is REQUIRED or CONDITIONALLY REQUIRED, the conditional sections lead with what triggers the requirement, and every section ends with a table describing each field — its JSON name, type, whether it is required or optional, and any input limits enforced by the API.

The requiredAttestations array on the review you create reflects the same rules described here. If the API response and this guide ever disagree, trust the API.

Tier overview

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Light tier

individualPersonalInfoLight — REQUIRED

The single attestation required for the light KYC tier. Captures name, date of birth, optional nationality, phone number, and residential address.

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Standard tier

individualPersonalInfo — REQUIRED

Personal-identity fields for the standard KYC tier. Unlike the light variant, nationality is required and a politically-exposed-person flag must be declared.

individualContactInfo — REQUIRED

Email and phone number used for compliance correspondence.

individualResidentialAddress — REQUIRED

Residential address. The value supplied here drives the conditional requirement for individualProofOfAddress (see below).

individualIdentityDocument — REQUIRED

Government-issued identity document. The governmentId field is a discriminated union over 28 document variants — see Government ID object.

individualFinancialInfo — REQUIRED

Source-of-funds, employment, occupation, expected volume, and currency mix. The monthlyUsdVolume value supplied here drives the conditional requirement for individualSourceOfFunds (see below).

individualTaxInfo — REQUIRED

Tax identification number and type.

individualProofOfAddress — CONDITIONALLY REQUIRED

Required when the value of individualResidentialAddress.address.country is in the European Economic Area (EEA) or the United Kingdom. This includes all EU member states, Iceland, Liechtenstein, Norway, and the UK. For residents outside this list, this attestation may be omitted.

One or more uploaded proof-of-address document references. Upload each file via the Generate Upload URL endpoint first and reference the returned documentId here.

individualSourceOfFunds — CONDITIONALLY REQUIRED

Required when individualFinancialInfo.monthlyUsdVolume is any value other than RANGE_0_4999 (i.e. the applicant expects to move ≥ $5,000 USD per month). For volumes below $5,000/month this attestation may be omitted.

One or more uploaded source-of-funds document references. Upload each file via the Generate Upload URL endpoint first and reference the returned documentId here.

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Shared objects

Name object

Used by individualPersonalInfo and individualPersonalInfoLight.

Address object

Used wherever a residentialAddress or address field appears.

Government ID object

The governmentId field on individualIdentityDocument is a discriminated union over 28 document variants. Every variant shares the same base shape; only the ID-number field and the document-reference field(s) differ per variant.

Common shape across every variant:

Single-sided variants (one documentId field): passport, internalPassport, travelDocument, citizenshipCertificate, panCard, nbiClearance.

Double-sided variants (front + back documentId fields): driversLicense, nationalId, stateId, passportCard, permanentResidenceCard, visa, residencePermit, voterId, healthInsuranceCard, workPermit, consularId, foreignId, myNumberCard, longTermPass, ofwId, postalId, sssId, umid, municipalId, tribalId, keypassId.

For the complete per-variant schema (exact field names, country examples, etc.) see the IndividualIdentityDocumentAttestation entry in the API reference.