End-User Custody Model

In the End-User Custody Model, the End User retains full custody and control over the funds held in their Account(s). When onboarding an Organization, you will prompt the End User to configure email-based authentication linked to their Mural Account. This authentication is required to explicitly approve all outbound payouts from their Account(s).

This model removes you—the Developer—from the flow of funds. Without explicit approval from the End User, you cannot initiate payouts or move funds from their Account.